Nine Top Tips for First-Time Home Buyers
From deciding how much you need for a down payment to determining which mortgage best suits your situation, find our tips for first-time home buyers.
Understanding Home Improvement and Maintenance Costs
Congratulations on buying your very own home or condo! Transitioning from renting to owning is a big accomplishment—not just because you are investing in your future, but because you got…
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Female Real Estate agent offer home ownership and life insurance to young couple.
Current Trends in Mortgage Loans [VIDEO]
Torii's Chief Revenue Office Mike Sokolowski talked recently with Hunter Evers, mortgage officer from Fairway Mortgage (based in Back Bay, Boston), about the current mortgage loan trends for homebuyers. Read…
What Credit Score Do You Need for a Mortgage?
According to data from the Origination Insight Report by Ellie Mae, the average FICO® score on closed loans was 753 in February 2021. (FYI, a “perfect” credit score is 850).…
multi-ethnic young couple calculating financial bills at home
Do You Have Enough Money Saved for a Down Payment?
20% down payments aren't the standard anymore. You might not need as much money as you think! One of the biggest misconceptions for first-time homebuyers is how much you’ll need…
Don’t Do These 4 Things After Applying for a Mortgage
After you apply for your home loan, there are 4 things you absolutely should not do to make sure you can still qualify for the loan. DON'T apply for new…
7 First-time home buyer programs for the Boston area
Buying your first house can be expensive - and daunting - but today we're breaking down some of the programs available in the Boston area for first-time home buyers. According…
Pre-qualification, pre-approval, pre-commitment… Which is which?
We know that financing terms can get confusing, so today we want to break down a few common terms for you. Pre-qualification, pre-approval, pre-commitment... which is most likely to help…
Before the pre-approval: 5 things your lender wants you to know
The pre-approval is one of the most important first steps in your home buying journey. A pre-approval letter provides documentation of how much mortgage you are approved to borrow from…